Spread the cost of a new phone into more affordable payments.
Our low interest rates mean you can get a great finance deal on a phone.
All our phones on finance are unlocked, so they work with all UK SIMs.
Head to the checkout with the phone you want, and you’ll be redirected to Close Brothers payment site.
You’ll get a snapshot of your finance offer, and you’ll just need to complete the quick application.
Once your application for a phone on finance is accepted, we’ll ship you your new mobile for free.
Your new phone is ready to use as soon as it arrives. We recommend inserting a UK SIM card.
Buying a phone on finance helps spread the cost into smaller, more affordable amounts, making it easier when you’re on a budget.
Klarna, our partner who specialises in finance. Klarna's platform generates the best credit rate available from multiple lenders, and you get told specifically who your lender is when a loan is offered.
It’s when a credit lender reviews your credit report to see how well you look after your credit, both in the past and present. A credit search can be recorded on your credit report, visible for other third parties to see at a later date.
If you’re happy to apply for a mobile phone on a network contract, then you should be in a position to apply for a phone on finance.
A Direct Debit gets set up, so your payments are made monthly straight from your bank account. All you need to do is provide the relevant bank account details on your finance application. Payments typically start one month after the date of your finance agreement.
If your application is successful, you’ll need to pay a deposit that’s calculated at 15% of the phone’s SIM free price.
36 months, making it even easier to afford the monthly instalments.
You get free next-day delivery Monday - Friday if you order before 4:30pm (subject to stock availability and acceptance on instalment finance).
Our Terms can be found in our Help section, along with more information around our mobile phone instalment finance option.
Please visit our Help Centre for full details.
All pay monthly offers subject to security and credit check. Charges will apply for paper billing. Charges may also apply for non-Direct Debit payment, unless on the EE network. Promo codes cannot be used in conjunction with any other offer. Full Legals.
† RPI/CPI Price Increase - Each year, your Pay Monthly airtime tariff will be adjusted according to the Retail Price Index (O2, Three and Vodafone) or Consumer Price Index (EE) rate of inflation. Your bill will be adjusted in March (EE), April (O2 & Vodafone) and May (Three) by the rate announced in January (EE & Three), February (O2) and March (Vodafone) that year (plus 3.9% on EE).